At Shiels, we want to offer simple financing options so you can take home the perfect piece of jewellery and be able to pay it off over time. humm is a buy now, pay later option that is perfect for both the little things and the more extravagant purchases such as an engagement ring for the love of your life. It’s also perfect for those who don’t just want to max out their credit card.
How does buy now pay later with humm work?
When it comes to purchases, humm understands that life is filled with the little things you need to buy but also the bigger things - like a white gold engagement ring, for example. So they’ve split their payment plans into these two categories to make it as simple as possible.
For purchases up to $2,000, you get to choose whether you want to make fortnightly repayments in lots of 5 or 10 - so that means you have 2.5 months or 5 months* to pay it off! Which is quite a bit longer than other buy now, pay later models.
When you head in-store to Shiels, you’ll be able to apply for anything up to $10,000 to help with those bigger jewellery purchases. Similar to the smaller things, you can still choose the repayment period - for example, 6, 12 or 24 months… and even extend it up to 60 months.
With both of these options, as long as you pay it off within the agreed amount of time, they remain interest free. However, there is also the option to extend the payment schedule beyond the original agreement for a small fee every month.
How is it different to other financing options?
The main point of difference between humm and other buy now, pay later services is that you can make those bigger purchases with peace of mind. As one of Australia’s premier jewellers, Shiels understands that you need viable jewellery financing options that have payment schedules to fit your lifestyle.
humm is also a part of FlexiGroup, one of the largest non-bank financial organisations in Australia and New Zealand. They were the innovators in the buy now, pay later finance product and have now brought a revived version to life to make it easier for customers to continue shopping.
What can I buy with humm?
Whether you’re buying in-store and taking home some diamond rings or you’re having a set of rose gold bracelets delivered, a humm payment plan is an easy way to make a purchase and repay it over time. With the little things and big things payment options humm offers, you’ll be able to shop the full range of stunning Shiels jewellery and accessories both in-store and online.
Simply choose humm as your payment option when you check out online - you just need to have a debit card or credit card attached to your account. If you’re buying in-store, tell our friendly sales assistants that you’ll pay with humm and they will help you apply and complete the purchase.
Shop Shiels stunning jewellery collection online now with humm.