Latitude Interest Free Payment Plan*
What makes Latitude Interest Free Plans different?
Our long-term payment plans let you break your bigger purchases into flexible monthly repayments.
HOW INTEREST FREE PAYMENT PLANS WORK?
To learn more about our Interest Free payment plans visit:
Latitude GO Mastercard credit card
Click here to visit Latitude for more information.
THE RIGHT PLAN FOR YOU
Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588. Australian Credit Licence number 392145.
Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588. Australian Credit Licence number 392145.
Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588. Australian Credit Licence number 392145.
Important Information
*Approved customers only using a Minimum Monthly Payment Plan. Monthly credit card fee applies, currently $10.95 (subject to change). Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change).
If you miss a payment, late fees will apply and interest may apply. Interest may also be charged on other purchases and transactions made on your Latitude credit card. Latitude Credit Card General Terms and Conditions set out the T&Cs for the Latitude Gem Visa credit card. Credit provided by Latitude Finance Australia ABN 42 008 583 588 Australian Credit Licence number 392145.
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LATITUDE INTEREST FREE PLAN FAQS
Only available on a participating Latitude Credit Card
What is a Latitude Interest Free Plan?
A Latitude Interest Free Plan is a payment option that allows cardholders of the participating Latitude credit cards to make purchases and pay them off over time without paying any interest as long as they meet the plan’s terms & conditions. Plans range from 6 to 60 months.
How does Latitude Interest Free Plan work?
A Latitude Interest Free Plan is available on a Latitude Gem Visa or Latitude GO
Mastercard credit card. Currently Shiels offers Minimum Monthly (Interest Free) Plans.
Minimum Monthly (Interest Free)
A Minimum Monthly Payment Plan requires a customer to pay a minimum payment each
month as specified in their statement. Customers have flexibility to make extra payments at any time with no penalties.
Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends, interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If the payment is missed, late fees will apply, and interest may apply. Interest may also be charged on other purchases and transactions made on their Latitude credit card.
Paying only the minimum monthly payments will not pay out the plan. After the interest free plan ends, interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If the payment is missed, late fees will apply, and interest may apply. Interest may also be charged on other purchases and transactions made on their Latitude credit card.
How much can I borrow with a Latitude Gem Visa credit card?
Approved credit limit will depend on your financial situation. The minimum credit limit for Latitude Gem Visa is $1,000 and a monthly credit card fee (currently $10.95) will apply. Other credit card fees and charges may apply.
What can I buy on Latitude Interest Free plan?
If you are a cardholder of the Latitude Gem Visa or the Latitude GO Mastercard credit card, you can buy a wide range of products on a Latitude Interest Free plan. Look for the Latitude logo when browsing online or in-store to confirm eligibility. A minimum purchase amount applies, and some exclusions may apply.
How do I pay off my Latitude Interest Free Plan?
You will receive a monthly statement that outlines the minimum payment required, and the available payment options, including bank transfer, direct debit, and BPAY®.
How do I manage my Latitude Interest Free payment plan?
You can manage your credit card account from the Latitude Mobile App or the Latitude Service Centre. The Latitude App is available for download from the App Store or Google Play.
